  /* ============================================
     RESET + BASE
     ============================================ */
  * { box-sizing: border-box; margin: 0; padding: 0; }

  :root {
    --navy: #1a2a44;
    --navy-dark: #0f1c30;
    --navy-light: #2a3e5e;
    --ivory: #faf8f3;
    --ivory-dark: #f0ece1;
    --cream: #f5f1e8;
    --gold: #a88547;
    --gold-dark: #8a6d36;
    --text: #2a2a2a;
    --text-muted: #5a5a5a;
    --rule: #d8d2c2;
    --rule-light: #e8e3d4;
  }

  html { scroll-behavior: smooth; }

  body {
    font-family: 'Source Serif 4', Georgia, 'Times New Roman', serif;
    font-size: 19px;
    line-height: 1.7;
    color: var(--text);
    background: var(--ivory);
    -webkit-font-smoothing: antialiased;
  }

  .container {
    max-width: 1080px;
    margin: 0 auto;
    padding: 0 32px;
  }

  /* ============================================
     HEADER / NAV
     ============================================ */
  .header {
    background: var(--ivory);
    border-bottom: 1px solid var(--rule);
    position: sticky;
    top: 0;
    z-index: 50;
  }
  .nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 26px 0;
  }
  .brand {
    text-decoration: none;
    color: var(--navy);
    display: flex;
    flex-direction: column;
    align-items: flex-start;
  }
  .brand-name {
    font-family: 'Cormorant Garamond', serif;
    font-size: 28px;
    font-weight: 600;
    letter-spacing: 0.01em;
    line-height: 1;
    color: var(--navy);
  }
  .brand-tag {
    font-family: 'Source Sans 3', sans-serif;
    font-size: 13px;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--gold);
    margin-top: 6px;
    font-weight: 600;
  }
  .navlinks {
    display: flex;
    gap: 36px;
    font-family: 'Source Sans 3', sans-serif;
  }
  .navlinks a {
    text-decoration: none;
    color: var(--navy);
    font-size: 15px;
    font-weight: 500;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    padding-bottom: 3px;
    border-bottom: 1px solid transparent;
    transition: border-color 0.2s ease, color 0.2s ease;
  }
  .navlinks a:hover {
    color: var(--gold);
    border-bottom-color: var(--gold);
  }
  .hamburger {
    display: none;
    background: none;
    border: none;
    font-size: 24px;
    cursor: pointer;
    color: var(--navy);
  }
  .mobilemenu {
    display: none;
    flex-direction: column;
    gap: 16px;
    padding: 16px 0 24px;
    border-top: 1px solid var(--rule);
  }
  .mobilemenu a {
    color: var(--navy);
    text-decoration: none;
    font-family: 'Source Sans 3', sans-serif;
    font-size: 18px;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    font-weight: 500;
  }
  .mobilemenu.open { display: flex; }

  /* ============================================
     HERO
     ============================================ */
  .hero {
    background: var(--ivory);
    padding: 90px 0 80px;
    border-bottom: 1px solid var(--rule);
  }
  .hero-inner {
    text-align: center;
    max-width: 760px;
    margin: 0 auto;
  }
  .hero-eyebrow {
    font-family: 'Source Sans 3', sans-serif;
    font-size: 14px;
    letter-spacing: 0.25em;
    text-transform: uppercase;
    color: var(--gold);
    font-weight: 600;
    margin-bottom: 24px;
  }
  .hero-divider {
    width: 60px;
    height: 1px;
    background: var(--gold);
    margin: 0 auto 24px;
  }
  h1.hero-title {
    font-family: 'Cormorant Garamond', serif;
    font-size: clamp(36px, 5vw, 54px);
    font-weight: 600;
    line-height: 1.15;
    color: var(--navy);
    letter-spacing: -0.005em;
    margin-bottom: 22px;
  }
  .hero-lede {
    font-size: 19px;
    line-height: 1.65;
    color: var(--text-muted);
    max-width: 640px;
    margin: 0 auto 36px;
  }
  .hero-actions {
    display: flex;
    gap: 14px;
    justify-content: center;
    flex-wrap: wrap;
  }

  /* ============================================
     BUTTONS
     ============================================ */
  .btn {
    display: inline-block;
    padding: 14px 32px;
    font-family: 'Source Sans 3', sans-serif;
    font-size: 15px;
    font-weight: 600;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    text-decoration: none;
    cursor: pointer;
    border: 1px solid transparent;
    transition: all 0.2s ease;
  }
  .btn-primary {
    background: var(--navy);
    color: var(--ivory);
    border-color: var(--navy);
  }
  .btn-primary:hover {
    background: var(--navy-dark);
    border-color: var(--navy-dark);
  }
  .btn-secondary {
    background: transparent;
    color: var(--navy);
    border-color: var(--navy);
  }
  .btn-secondary:hover {
    background: var(--navy);
    color: var(--ivory);
  }

  /* ============================================
     SECTION STRUCTURE
     ============================================ */
  section.major {
    padding: 90px 0;
    border-bottom: 1px solid var(--rule);
  }
  .section-alt { background: var(--cream); }

  .section-head {
    text-align: center;
    margin-bottom: 60px;
  }
  .section-eyebrow {
    font-family: 'Source Sans 3', sans-serif;
    font-size: 13px;
    letter-spacing: 0.25em;
    text-transform: uppercase;
    color: var(--gold);
    font-weight: 600;
    margin-bottom: 14px;
  }
  h2.section-title {
    font-family: 'Cormorant Garamond', serif;
    font-size: clamp(30px, 4vw, 40px);
    font-weight: 600;
    color: var(--navy);
    line-height: 1.2;
    margin-bottom: 16px;
    letter-spacing: -0.005em;
  }
  .section-rule {
    width: 40px;
    height: 1px;
    background: var(--gold);
    margin: 0 auto 18px;
  }
  .section-sub {
    font-size: 19px;
    color: var(--text-muted);
    max-width: 620px;
    margin: 0 auto;
  }

  /* ============================================
     ABOUT
     ============================================ */
  .about-body {
    max-width: 720px;
    margin: 0 auto;
  }
  .about-body p {
    margin-bottom: 20px;
    font-size: 19px;
    line-height: 1.75;
  }
  .about-body p:last-child { margin-bottom: 0; }

  /* ============================================
     SERVICES
     ============================================ */
  .services-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 0;
    max-width: 920px;
    margin: 0 auto;
    border-top: 1px solid var(--rule);
    border-left: 1px solid var(--rule);
  }
  .service-item {
    border-right: 1px solid var(--rule);
    border-bottom: 1px solid var(--rule);
    padding: 32px 36px;
    background: var(--ivory);
  }
  .service-item h3 {
    font-family: 'Cormorant Garamond', serif;
    font-size: 22px;
    font-weight: 600;
    color: var(--navy);
    margin-bottom: 10px;
    letter-spacing: -0.005em;
  }
  .service-item p {
    font-size: 19px;
    color: var(--text-muted);
    line-height: 1.6;
    margin: 0;
  }

  .additional-services {
    max-width: 720px;
    margin: 60px auto 0;
    padding-top: 40px;
    border-top: 1px solid var(--rule);
  }
  .additional-services h3 {
    font-family: 'Cormorant Garamond', serif;
    font-size: 24px;
    font-weight: 600;
    color: var(--navy);
    margin-bottom: 18px;
    text-align: center;
  }
  .additional-services ul {
    list-style: none;
    padding: 0;
  }
  .additional-services li {
    padding: 14px 0;
    border-bottom: 1px dotted var(--rule);
    font-size: 18px;
    display: flex;
    align-items: baseline;
    gap: 14px;
  }
  .additional-services li:last-child { border-bottom: none; }
  .additional-services li::before {
    content: "§";
    color: var(--gold);
    font-weight: 600;
    font-size: 18px;
    flex-shrink: 0;
  }

  /* ============================================
     PROCESS
     ============================================ */
  .process-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 50px;
    max-width: 980px;
    margin: 0 auto;
  }
  .process-step {
    text-align: center;
    padding: 0 10px;
  }
  .process-num {
    font-family: 'Cormorant Garamond', serif;
    font-size: 56px;
    font-weight: 500;
    color: var(--gold);
    line-height: 1;
    margin-bottom: 18px;
    font-style: italic;
  }
  .process-step h3 {
    font-family: 'Cormorant Garamond', serif;
    font-size: 22px;
    font-weight: 600;
    color: var(--navy);
    margin-bottom: 12px;
    letter-spacing: -0.005em;
  }
  .process-step p {
    font-size: 19px;
    color: var(--text-muted);
    line-height: 1.65;
  }

  /* ============================================
     COVERAGE
     ============================================ */
  .coverage-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 0;
    max-width: 820px;
    margin: 0 auto;
    border-top: 1px solid var(--rule);
    border-left: 1px solid var(--rule);
  }
  .coverage-item {
    border-right: 1px solid var(--rule);
    border-bottom: 1px solid var(--rule);
    padding: 26px 32px;
    background: var(--ivory);
  }
  .coverage-item .county {
    font-family: 'Cormorant Garamond', serif;
    font-size: 20px;
    font-weight: 600;
    color: var(--navy);
    display: block;
    margin-bottom: 6px;
  }
  .coverage-item .cities {
    font-size: 18px;
    color: var(--text-muted);
    line-height: 1.55;
  }
  .coverage-note {
    text-align: center;
    margin-top: 32px;
    font-size: 19px;
    color: var(--text-muted);
    font-style: italic;
  }

  /* ============================================
     CONTACT
     ============================================ */
  .contact-section { background: var(--cream); }

  .form-wrapper {
    background: var(--ivory);
    border: 1px solid var(--rule);
    padding: 44px 48px;
    max-width: 720px;
    margin: 0 auto;
  }
  .form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-bottom: 16px;
  }
  .field { display: flex; flex-direction: column; }
  .field.full { margin-bottom: 16px; }
  .field label {
    font-family: 'Source Sans 3', sans-serif;
    font-size: 16px;
    color: var(--navy);
    font-weight: 600;
    margin-bottom: 8px;
  }
  .field label .req { color: var(--gold); }
  .input, .textarea {
    width: 100%;
    padding: 12px 14px;
    border: 1px solid var(--rule);
    background: #fff;
    font-family: 'Source Serif 4', serif;
    font-size: 19px;
    color: var(--text);
    transition: border-color 0.15s ease;
  }
  .input:focus, .textarea:focus {
    outline: none;
    border-color: var(--navy);
  }
  .textarea { min-height: 110px; resize: vertical; }

  .consent-group {
    background: var(--cream);
    border-left: 3px solid var(--navy);
    padding: 14px 18px;
    margin-bottom: 14px;
  }
  .consent-label {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-family: 'Source Serif 4', Georgia, serif;
    font-size: 19px;
    line-height: 1.55;
    color: var(--text);
    cursor: pointer;
    font-weight: 400;
    margin-bottom: 0;
    letter-spacing: 0;
    text-transform: none;
  }
  .consent-label input[type="checkbox"] {
    margin-top: 4px;
    flex-shrink: 0;
    accent-color: var(--navy);
    width: 18px;
    height: 18px;
  }
  .consent-label strong { color: var(--navy); font-weight: 700; }
  .consent-label a {
    color: var(--navy);
    text-decoration: underline;
    text-underline-offset: 2px;
  }
  .consent-note {
    text-align: center;
    margin: 18px 0 20px;
    font-size: 19px;
    font-weight: 600;
    color: var(--navy);
  }

  .form-actions { margin-top: 8px; }
  .form-actions .btn { width: 100%; text-align: center; }
  .form-msg {
    text-align: center;
    margin-top: 14px;
    font-size: 18px;
    color: var(--navy);
    font-weight: 600;
  }

  /* ============================================
     FOOTER (centered, Confection Engine-style)
     ============================================ */
  .footer {
    background: var(--navy);
    color: var(--ivory-dark);
    padding: 50px 0 28px;
  }
  .footerInfo {
    text-align: center;
    padding: 0 0 28px;
    font-size: 19px;
    line-height: 1.75;
    color: var(--ivory-dark);
  }
  .footerInfo strong {
    font-family: 'Cormorant Garamond', serif;
    color: #fff;
    font-size: 22px;
    font-weight: 600;
    letter-spacing: 0.01em;
  }
  .footerInfo .footerTag {
    font-family: 'Source Sans 3', sans-serif;
    font-size: 13px;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--gold);
    display: block;
    margin: 4px 0 14px;
    font-weight: 600;
  }
  .footerInfo a {
    color: var(--ivory-dark);
    text-decoration: none;
    transition: color 0.15s ease;
  }
  .footerInfo a:hover { color: var(--gold); }
  .footerRow {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 12px;
    padding-top: 22px;
    border-top: 1px solid var(--navy-light);
    font-size: 19px;
    color: #9aa3b4;
  }
  .footerRow a {
    color: var(--ivory-dark);
    text-decoration: none;
    margin-left: 22px;
    cursor: pointer;
    transition: color 0.15s ease;
  }
  .footerRow a:hover { color: var(--gold); }
  @media (max-width: 600px) {
    .footerRow { justify-content: center; text-align: center; }
    .footerRow a { margin: 0 11px; }
  }

  /* ============================================
     RESPONSIVE
     ============================================ */
  @media (max-width: 880px) {
    .process-grid { grid-template-columns: 1fr; gap: 36px; }
  }
  @media (max-width: 720px) {
    .navlinks { display: none; }
    .hamburger { display: block; }
    section.major { padding: 64px 0; }
    .hero { padding: 64px 0 56px; }
    .services-grid,
    .coverage-grid { grid-template-columns: 1fr; }
    .form-row { grid-template-columns: 1fr; }
    .form-wrapper { padding: 28px 24px; }
  }

  /* ============================================
     LEGAL PAGES (privacy + terms)
     ============================================ */
  .heroSmall {
    padding: 60px 0 50px;
  }
  .heroSmall .hero-title {
    font-size: clamp(34px, 4.5vw, 46px);
    margin-bottom: 10px;
  }
  .heroSmall .hero-sub {
    font-size: 16px;
    color: var(--text-muted);
    font-style: italic;
    margin: 0;
  }

  .legalContent {
    max-width: 800px;
    margin: 0 auto;
    font-size: 19px;
    line-height: 1.75;
  }
  .legalContent p {
    margin-bottom: 18px;
  }
  .legalContent p strong {
    color: var(--navy);
  }
  .legalContent h2 {
    font-family: 'Cormorant Garamond', serif;
    font-size: 28px;
    font-weight: 600;
    color: var(--navy);
    margin: 40px 0 16px;
    padding-bottom: 10px;
    border-bottom: 1px solid var(--rule);
    letter-spacing: -0.005em;
  }
  .legalContent h3 {
    font-family: 'Cormorant Garamond', serif;
    font-size: 22px;
    font-weight: 600;
    color: var(--navy);
    margin: 28px 0 12px;
  }
  .legalContent ul {
    margin: 0 0 20px 28px;
    padding: 0;
  }
  .legalContent ul li {
    margin-bottom: 10px;
    font-size: 19px;
    line-height: 1.7;
  }
  .legalContent ul li strong {
    color: var(--navy);
  }
  .legalContent a {
    color: var(--gold-dark);
    text-decoration: underline;
    text-underline-offset: 2px;
  }
  .legalContent a:hover {
    color: var(--navy);
  }
  .legalContent em {
    color: var(--text-muted);
  }
